1️⃣ Purpose Before Profit Every business must serve a real need or elevate people’s lives. Profit is a by-product of delivering value, not the sole objective. “Business is a form of service.” 2️⃣ Build for Generations (L’dor V’dor) Don’t chase short-term gains. Build a reputation and company that can outlive you. Make decisions today that your grandchildren would be proud of. “Good name is better than great riches.” (Proverbs 22:1) 3️⃣ Honor Every Transaction Total honesty in pricing, contracts, and delivery. No hidden fees, no hidden agendas. Your word is your bond — this builds long-term trust capital. “Let your yes be yes, and your no be no.” 4️⃣ Diversify to De-Risk Avoid over-concentration in any one client, product, or market. Build multiple revenue streams (corporate gifting, retail sales, hospitality, online). Always have liquidity buffers. “Divide your investments into three parts…” (Talmud) 5️⃣ Surround Yours...
Core Jewish Money Principles 1️⃣ Money is a Tool, Not a God Wealth is not evil, but it's a tool for: Tikkun Olam (repairing the world) Supporting family and community Acts of charity ( Tzedakah ) Obsession with money is discouraged; stewardship is encouraged. 2️⃣ Tzedakah (Charity) Is Mandatory A portion of income (typically 10%) should go to charity. Giving opens channels of abundance. The highest form of charity is helping others become self-sufficient. 3️⃣ Avoid Debt (Except for Investment) Avoid unnecessary debt. Borrow only when it creates value (business, education, home). Debt creates servitude ( “the borrower is slave to the lender” — also referenced in Proverbs). 4️⃣ Diversification (Don't Put All Your Eggs in One Basket) Talmud says: “Let a man divide his money into three parts: one-third in land, one-third in business, one-third kept in reserve” (Baba Metzia 42a). Spread risk across multiple ventures and assets....