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https://fs.blog/munger-operating-system/   In 2007, Charlie Munger gave   the commencement address   at USC Law School, opening his speech by saying,  “Well, no doubt many of you are wondering why the speaker is so old. Well, the answer is obvious: He hasn’t died yet.” Fortunately for us, Munger has kept on ticking. The commencement speech is an excellent response to the Big Question:  How do we live a life that really works?  It has so many of Munger’s core ideas that we think the speech represents the  Munger Operating System  for life. To get what you want, deserve what you want. Trust, success, and admiration are earned.  It’s such a simple idea. It’s the golden rule so to speak: You want to deliver to the world what you would buy if you were on the other end. There is no ethos, in my opinion, that is better for any lawyer or any other person to have. By and large the people who have this ethos...

Clear Thinking" by Shane Parrish is a guide to enhancing decision-making by recognizing and overcoming mental defaults that often cloud judgment. Parrish identifies four primary defaults: Emotion Default : Reacting based on feelings rather than objective facts. Ego Default : Responding defensively to threats against self-esteem or status. Social Default : Conforming to societal norms and expectations. Inertia Default : Resisting change and favoring familiar routines. To counter these defaults, Parrish advocates developing four key strengths: Self-Accountability : Taking responsibility for one's actions and their outcomes. Self-Knowledge : Understanding personal strengths and limitations. Self-Control : Managing emotions and impulses effectively. Self-Confidence : Trusting in one's abilities and value. By cultivating these strengths, individuals can create an environment where clear thinking becomes the norm, leading to better decisions and improved life outcomes. 

Combining AI with selling and marketing tea can create innovative business opportunities. Below are some AI-powered business ideas tailored to the tea industry: 1. Personalized Tea Recommendations AI-Powered Quiz : Use an AI chatbot or quiz on your website to recommend tea blends based on user preferences, dietary needs, or health goals. Taste Profile Analysis : Create an app where users input their flavor preferences, and the AI suggests teas that match their profile. 2. Smart Tea Subscription Box Offer an AI-powered subscription box that adjusts selections based on customer feedback and seasonal preferences. Use predictive analytics to anticipate when customers will run out of tea and send refill suggestions automatically. 3. AI-Powered Tea Sommelier App Develop an app that uses AI to pair teas with food or suggest preparation methods. Include a feature where customers can scan tea packaging to learn about its origins, health benefits, and recipes. 4. Virtual Tea Tasting Host virtual...

Here are some of the latest acclaimed English-language films along with their main actors: The Brutalist A drama directed by Brady Corbet, featuring Adrien Brody in the lead role. The film received top honors at the 2025 Golden Globes, including Best Drama,  8 **Emilia Pérez**   A musical comedy that won Best Motion Picture in its category at the 2025 Golden Globes. Karla Sofía Gascón stars in the titular role, delivering an emotional performance. 13A Real Pain Directed by and starring Jesse Eisenberg, alongside Kieran Culkin. The film explores the journey of two cousins reconnecting during a Jewish heritage tour in Poland. It has received critical acclaim and multiple award nominations.  14 **A Real Pain**   Directed by and starring Jesse Eisenberg, alongside Kieran Culkin. The film explores the journey of two cousins reconnecting during a Jewish heritage tour in Poland. It has received critical acclaim and multiple award nominations. 21Saltburn A ...

 Building a High Net Worth Individual (HNI) customer base for luxury tourism requires a strategic approach that combines personalization, exclusivity, and top-notch service. Here's a detailed guide: 1. Understand HNI Preferences Segment Your Audience : Identify your target HNI profiles based on factors such as age, interests (e.g., adventure, wellness, culture), and geographic location. Research Interests : HNIs value bespoke experiences, privacy, and exclusivity. Focus on curating offerings like private island stays, luxury cruises, or experiential travel. 2. Build a Luxury Brand Image Create a Strong Online Presence : Design a sleek, professional website showcasing your luxury services with high-quality visuals and detailed descriptions. Showcase Exclusivity : Use language and imagery that emphasize exclusivity and sophistication. Collaborate with Influencers : Partner with travel influencers and celebrities who resonate with the luxury market. 3. Leverage Personalization Tailore...

Self-studying artificial intelligence (AI) is an exciting and rewarding journey. Here’s a structured guide with various options and resources to help you learn AI effectively: --- 1. Understand the Basics Start with foundational knowledge in mathematics, computer science, and programming. Mathematics: Linear algebra, calculus, probability, and statistics. Courses: Khan Academy - Linear Algebra MIT OpenCourseWare - Mathematics for CS Programming: Focus on Python as it’s widely used in AI. Resources: Python.org Official Documentation Automate the Boring Stuff with Python --- 2. Learn AI and Machine Learning Basics Books: "Artificial Intelligence: A Modern Approach" by Stuart Russell and Peter Norvig. "Deep Learning" by Ian Goodfellow, Yoshua Bengio, and Aaron Courville. Online Courses: Coursera - Andrew Ng’s Machine Learning fast.ai - Practical Deep Learning for Coders edX - Columbia's Artificial Intelligence MicroMasters --- 3. Get Hands-On Experience Tools and F...